Whilst every effort is made to ensure that the
information presented on this site is helpful and of high quality, no
representation or warranties of any kind are made with regard to the
completeness or accuracy of this publication
The author
is not engaged in rendering any legal professional service.
The services of a professional person are
recommended if legal advice or assistance is required. The publisher
and author
disclaim any personal loss or liability caused, directly or indirectly,
by the
utilization of any information presented herein.